Auto Insurance
InsureBC can help you save money on your auto insurance. Ask one of our insurance specialists how we can help you. We specialize in private and ICBC auto insurance.
Basic insurance is the minimum liability insurance coverage that a vehicle owner must purchase from the Insurance Corporation of BC (ICBC) before a motor vehicle can be operated on a BC highway. Although the minimums required by law varies in different jurisdictions, in British Columbia the minimum limit for Third Party Legal Liability coverage is $200,000 for each vehicle. (Taxis and limousines require $300,000; buses $500,000).
Optional Autoplan insurance includes a variety of additional coverages that a vehicle owner may purchase.
For more information regarding coverages included as well as optional coverages please visit http://www.icbc.com/autoplan.
ICBC bases your premium on a variety of factors including:
- principal operator's driving experience
- territory of operation
- location of the vehicle when not in use
- use of the vehicle (pleasure only, business, artisan, etc.)
- applicable discounts
A full line of commercial automobile rating is also available through ICBC (e.g. fleet rating, prorate plates, etc.)
If you have more than 10 years driving experience and a good driving record, a private carrier may provide better value for your optional coverages. Contact us to see if private auto insurance is right for you!
A number of InsureBC offices now offer FREE DELIVERY of your ICBC renewal documents including the delivery of your new decal! Renewing your car insurance has never been more convenient. For more information, visit our delivery service page.
For further information or expert advice for your automobile insurance needs, please contact a location near you! We look forward to serving you.